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My Shubh Life Personal Loan

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MyShubhLife has further strengthened its financial inclusion goal through its financial wellness program, for corporates and individuals. We have now expanded our portfolio to include mini and micro loans, insurance, Bill Payments, mutual fund SIPS, E-Gold, and E Tax filing services. Now customers can approach My Shuch Life for all their financial needs to secure their financial future. One of their strong verticals is their personal loan. They offer personal loans at low-interest rates along with a smooth process. If you're looking to secure your financial future with a personal loan, then look no further than MyShubhLife for your financial needs. They offer everything from insurance and mutual funds to personal loans. One of their strong verticals is their personal loan, which offers low rates and a smooth process. 

Here are a few factors about My Shubh Life Personal Loan 

Mode of Process



PAN India

Lending Size and Tenure 

5k-2L (3M to 24 M)



ROI (Fixed/Reducing)


Processing Fees



As per Policies

Partial Payment Allowance


Dealing in Unsecured OD



Funding to All Profile whether Employee of Proprietorship firm/Partnership firm or Company

Negative Profile for My Shubh Life Personal Loan

A negative list or negative profile is a list of areas of the city where residents would not qualify for credit approval. In India, this has been a relatively new development.




Company which are in Liquidation or in BIFR



Documents Required 

  • The age of the applicant should be between 21 to 60
  • The min. salary of the applicant should be 12K 
  • The min. Employment should be 3 months of continuous salary 
  • The minimum CIBIL score has to be 705

  • KYC of Applicant (PAN+Passport Size Photo+Adhar Card)
  • Last 3 Month Salary Bank Statement in PDF
  • Last 3 Month Salary Slip if Salary is received by Cheque
  • Ownership Proof Latest Utility Bill (If rented then rent agreement)
  • Copy of Cancel Cheque of Salary Account or Passbook front page


A personal loan is an unsecured loan that you can get from a bank or financial organization to help you meet your financial obligations.

No, as of now My Shubh Life is offering personal loans to salaried individuals only.

Yes, After half the term of your current loan has passed, you can apply for a top-up loan. If you have half repaid your current loan, please email our support team at support@myshubhlife.com and they will enable you to apply for a top-up loan.

The loan disbursement will take place within 2 days of getting your documents verified by the bank officials

Once you will get your application approved and the loan amount gets disbursed it will be credited to your salary account.

My Shubh Life Personal Loan by Banks

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