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Aditya Birla Personal Loan

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Aditya Birla Finance offers Personal Loan to salaried individuals at competitive rates of interest. Taking a personal loan from Aditya Birla is one of the most viable options for consolidating your bills, wedding expenses, children's education, healthcare, and travel. Availing a personal loan that suits your requirement can help an individual to manage his/her financial commitments for the short term. Getting a personal loan from Aditya Birla is the easiest way to make all your financial dreams come true. With the best personal loan interest rates in the industry and a quick approval process, you can achieve your goals with greater ease.

Here are a few factors about Aditya Birla Personal Loans

Mode of Process

Mail

Location 

PAN India

Lending Size and Tenure 

1L-50L (12M to 84 M)

ROI

13.50%-25%

ROI (Fixed/Reducing)

Fixed

Processing Fees


 

3%

Foreclosure

After 6 Months with applicable Fees

Partial Payment Allowance

Yes

Dealing in Unsecured OD

No

USP

Funding to Minus 1 Cibil up to 5 Lac

Negative Profile for Aditya Birla Personal Loans 

A negative list or negative profile is a list of areas of the city where residents would not qualify for credit approval. In India, this has been a relatively new development.

 

Police/CBI/ACB

MCD 4th Grade

Advocate and Politician 

NGO

Mandir/Masjid/Gurudwara/

Church

The company which are in Liquidation or in BIFR

 

Eligibility 

Documents Required 

  • The age of the applicant should be between 23 to 60
  • The min. salary of the applicant should be 20K
  • The min. Employment should be 2Y (Previous job resignation mail letter req.)
  • The minimum CIBIL score has to be 700

 
  • KYC of Applicant (PAN+Passport Size Photo+Adhar Card)
  • Last 6 Month Bank Statement in PDF of other Saving Account
  • Last 3 Month Salary Slip if Salary 
  • Ownership Proof Latest Utility Bill (If rented then rent agreement)
  • Copy of Cancel Cheque of Salary Account or Passbook front page
  • Last 2 Year Form 16 
  • Last 2 Year ITR if Filled
  • Company ID (If not available then Office Mail ID & Land Line Number)
  • Copy of Appointment Letter
  • All Running Loan Sanction letter with a repayment schedule

FAQ

A personal loan is an unsecured loan that you can get from a bank or financial organization to help you meet your financial obligations.

When you need credit, you apply for a loan. The lender verifies and accepts your personal loan application when you submit it to them. The loan money is then transferred to your bank account. You must reimburse the lender via EMIs for the duration of the loan repayment period after receiving the loan amount.

Aditya Birla Financial Services has always tried to make it easy for customers to get loans. To help you manage your account, they have introduced a new secure service platform called ABFL Connect. You can use your login details to access this secure website and manage your loan account.

Aditya Birla Personal Loan by Banks

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