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List of Top 10 HDFC Credit Cards in India 2022

Credit Card Annual Fee* Category
HDFC Bank Regalia Credit Card Rs. 2500 Shopping & Travel
HDFC Bank Millennia Credit Card Rs. 1000 Cashback
IndianOil HDFC Bank Credit Card Rs. 500 Fuel
HDFC Bank MoneyBack Credit Card Rs. 500 Rewards-Shopping
HDFC Diners Club Privilege Credit Card Rs. 2500 Shopping & Travel
6E Rewards XL IndiGo HDFC Bank Credit Card Rs. 2500 Travel
HDFC Bank Freedom Credit Card – For First-Time Users Rs. 500 Shopping
HDFC Bank Business Moneyback Credit Card Rs. 500 Cashback
HDFC Bank Infinia Credit Card Metal Edition Rs. 10,000 Premium lifestyle

HDFC Regalia Credit Card

  • Priority Pass Membership provides access to more than 700 airport lounge facilities.
  • A Rs.150 purchase rewarded you with 4 Points.
  • Up to 15,000 reward points may be awarded to those who meet annual spending requirements of up to Rs.8,000.
Apply Now

HDFC Indian Oil Credit Card

  • Earn up to 50 Liters of Free fuel annually.
  • Earn 1 Fuel Point for every Rs. 150 spent on all other purchases.
  • Enjoy 1% Fuel Surcharge waiver
  • Indian Oil fuel outlets can reward you with 5% of your purchases for earning fuel points.
  • You can earn 5% of your grocery shopping at grocery stores and fuel with fuel points.
Apply Now

HDFC MoneyBack Credit Card

  • 2X greater points on online spending.
  • Earn 2 Reward Points for every Rs 150 spent
  • Earn 4 Reward Points for every Rs 150 spent online
  • Earn up to Rs. 2000 worth of gift vouchers every year
  • A ₹50,000 spend in a month license will give you an e-voucher worth ₹500.
Apply Now

HDFC Millennia Credit Card

  • 5% cashback on all online purchases over Rs 2,000.
  • Above Rs. 100, 1% cashback on all offline spends and wallet reloads.
  • 8 Complimentary Domestic Airport Lounge access annually.
  • Gift vouchers of Rs. 1,000 each on spending of Rs. 1 lakh per quarter in the card's first year.
Apply Now

HDFC Diners Club Privilege Credit Card

  • 4 points redeemed for 150 dollars spent. 2x on dining.
  • 2 golf games free per quarter worldwide.
  • 6 Set up a budget of Rs. 5 lakh and renew all your free memberships yearly.
  • Complimentary Annual memberships of Amazon Prime, Dineout Passport, MMT BLACK, Times Prime
  • Complimentary Ola | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 40,000 every month
  • Upto 10X RP on spends via SmartBuy
  • 12 complimentary Airport Lounge Access worldwide
Apply Now

6E Rewards XL IndiGo HDFC Bank Credit Card

  • 5% 6E Rewards on IndiGo
  • 2% 6E Rewards on all other spends*
  • Up to 20% 6E Rewards on IndiGo featured partners
  • Discounted Convenience Fee on IndiGo tickets-Rs.150 per pax (current – Rs.300)
  • 6% Signup bonus per 100 rupees spent on IndiGo's website or mobile app.
  • 3% 6E Rewards per 100 rs spent on dining, grocery shopping and entertainment spending.
  • 7 Under the Good Food Trail Dining Program, HDFC Bank offers dining discounts.
Apply Now

HDFC Freedom Credit Card

  • Earn 1 Reward Point on every ₹150 spent
  • Enjoy ₹1000 Gift Voucher on annual spends of ₹90,000 and above
  • Get add-on Credit Card for free with your existing Freedom Credit Card
  • For 5 times more dining, entertainment, railway ticket booking, cab booking, and grocery spending, you receive 5 reward points.
  • On average, you're credited with an extra 25 points on your birthday.
Apply Now

HDFC Business MoneyBack Credit Card

  • 4 Reward Points for every Rs.150 spent on all online purchases
  • Up to 50 days interest free credit period
  • Earn 2X more reward points on online purchases.
  • 1% Fuel surcharge waiver
  • 2 Reward Points for every Rs 150 spent on other expenses (Except fuel)
  • Up to Rs. 50 lakhs accidental death insurance.
  • 5% CashBack on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi spends
Apply Now

HDFC Infinia Credit Card Metal Edition

  • When a cardholder spends Rs. 50,000 or more on a single card transaction in a year, the annual fee is waived.
  • Unlimited Complimentary golf games at leading courses across India and select courses across the world
  • Fuel surcharge waive
  • Complimentary nights & weekend buffet at participating ITC hotels
  • Retail spends: 150 = five points
  • Club Vistara Gold membership
  • Travel & shopping via Smartbuy: 10x points
  • Global Personal Concierge -24 X 7
  • Complimentary Club Marriott membership for first year
Apply Now

HDFC Credit Card: Eligibility & Documentation

The applicant must fulfil the below eligibility criteria to apply for this credit card:

  • Occupation: Salaried or Self-employed
  • Minimum Income for Salaried Applicants: Rs. 25,000 p.m.
  • Minimum Income for Self-employed Applicants: ITR Rs. 6 lakh p.a.

Documents Required

  • Passport
  • PAN Card
  • Voter's ID card
  • Driving Licence
  • Ration Card
  • Aadhaar card


HDFC Bank Credit Card interest rates vary up to 3.4% per month.

Aside from the annual fee on your new Credit Card, there are no hidden charges for Credit Card upgrades. You will be eligible for the free 1st year of Upgrade i.e.there are no charges for the first year of Upgrade!

You do not need to worry about any EMI/Bill Payments or Loans being transferred to your new Credit Card.