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InCred Personal Loan

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At InCred, their goal is to find the very best loan for you. They take a customized approach and offer flexible repayment options, so that no matter what your financial situation or needs, InCred can meet them. At InCred Personal Loan they understand the importance of a simple, transparent transaction and make it their priority to facilitate an exceptional experience that is convenient and easy. By understanding your unique situation and needs, InCred can provide you with a tailored loan solution. 

Here are a few factors about Incred Personal Loan 

Mode of Process



PAN India

Lending Size and Tenure 

50k-7.5L (24M to 60 M)



ROI (Fixed/Reducing)



As per Policies

Partial Payment Allowance


Dealing in Unsecured OD


Negative Profile for Incred Personal Loan 

A negative list or negative profile is a list of areas of the city where residents would not qualify for credit approval. In India, this has been a relatively new development.




MCD Workers



Documents Required 

  • The age of the applicant should be between 21 to 56
  • The min. salary of the applicant should be 15K
  • The min. Employment should be 3 months of continuous salary 
  • The minimum CIBIL score has to be 650
  • KYC documents : (PAN+Passport+Passport Size Photo+Adhar Card)
  • Income documents: Last 3 Month Salary Bank Statement in PDF
  • Last 3 Month Salary Slip if Salary is received by Cheque
  • Ownership Proof Latest Utility Bill (If rented then rent agreement)
  • Copy of Cancel Cheque of Salary Account or Passbook front page


A personal loan is an unsecured loan that you can get from a bank or financial organization to help you meet your financial obligations.

Your loan will be disbursed after it is approved, and you will be required to make equal monthly payments. These payments will be automatically deducted from your bank account via ACH. You will also receive monthly billing statements as well as reminders that your payments are due.

The actual loan amount will be based on and calculated over the income and other eligibility criteria of the applicant, whereas the maximum amount of the loan could reach up to 15 Lakhs.

Yes, you will have to pay a processing fee for availing of any personal loan from InCred.

Yes, InCred Offers a Balance Transfer Facility for their existing loans.

InCred Personal Loan by Banks

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