Access Premium Airport Lounges
Fuel Surcharge Waivers
Earn Unlimited Reward Points
|Credit Card||Annual Fee (in Rs. )||Best Suited For|
|Kotak League Platinum Card||Rs. 500||Shopping and Rewards|
|Kotak Royale Signature Credit Card||Rs. 999||Lifestyle and Travel|
|Kotak Mojo Platinum Credit Card||Rs. 1000||Reward Points|
We know choosing the right credit card that fits your needs can be quite tricky in this pool of offers. Therefore, we are here to help with all the details including the fees, ratings, and category:
You must make sure you meet the conditions of your credit card provider in order to obtain a credit card. It implies that the eligibility for credit cards varies between issuing banks. Additionally, your credit card application will be straight away rejected if you don't match the requirements. Additionally, it can affect your credit score which is bad for you in the long term.
Voter ID Card
Voter ID Card
Income Tax Returns (ITR)
10th standard school certificate
Voter ID Card
So, how do you apply for a Kotak Credit Card through ReferLoan? It’s simple, complete your eligibility check and choose the card you wanna apply for. Here, you just need to fill up an application form and attach the required documents. The rest of the process is completely digital, so you don't need to spend on printing and other offline expenses.
Follow the steps to apply for Kotak Credit Cards through ReferLoan:
Kotak rewards points is a program designed to give customers the flexibility of converting their savings into high-value rewards. With the accumulation of all your reward points, you can redeem it with a host of redemption options like Air tickets, mobile recharge, 10,000 merchandise, and much more using easy rewards with easy points redemption option.
Simply follow these steps to get your reward points redeemed:
Some of the general fees and charges related to the Kotak Credit Cards are mentioned below for your reference:
|Joining Fee||Depends on the credit card variant|
|Annual Fee||Depends on the credit card variant|
|Finance Charges||Up to 3.50% per month (42.00% p.a.)*|
Certain charges may vary depending on the type of card you use. Please refer to the terms and conditions for details on specific types of cards.
Kotak Mahindra Credit Card limits are increased automatically. The bank reviews a spending pattern, balances, and other factors before deciding whether to offer a credit limit increase. You cannot increase your limit only. However, you can still call the customer care center to make a request for an increase in your limit.
Creating a pin for Kotak Credit Card is easier than ever. You can simply go to Kotak net banking or mobile banking and generate your pin after creating an account. Or, you can also give a call on 18602662666 to request the same.
You can easily get your Kotak Credit Card closed by writing to your nearest branch, emailing them, or by reaching out to customer care on the phone. The only condition is all your dues must be cleared, the point must be redeemed and the auto payments must be cancelled.
In case of any loss or theft of your card, you can contact the customer care of Kotak Mahindra Bank at 1860-266-2666 and for 811 customers at 1860-266-0811.
Designed keeping women in mind, the Kotak Silk Inspire credit card can be the best option to pick. The user can avail of exciting reward points and benefits on this card.